Bright Future IFA
Client LoginHome
- Buying a house?
-
Need a mortgage? Different options carry different implications…
- Moving home?
-
Should you retain or replace your mortgage?
Should you retain or replace your protection? - Improving your home?
-
Enhanced value? Further advance? New mortgage? Use of savings? …
- Protecting your mortgage?
-
What protection do you need? What Protection don’t you need?
Investments
- Investments not growing?
-
Want better returns but concerned about risk? Do you understand risk?
- Unexpected windfall?
-
Received an inheritance or other windfall? How best to invest?
- Where to save?
-
ISAs? National Savings? Collective Investments? Bonds? It’s a minefield…
- Worried about investing?
-
Being too cautious can prove very costly – how can that be?
Family
- Are you protected?
-
If you die or fall seriously ill, how will your family cope financially?
- Little or no sick pay?
-
You’re ill. Your income stops. What happens now?
- What about the kids?
-
Got kids? About to have them? Are your finances sorted?
- Inheritance tax planning?
-
Do you or your parents have a liability? How could it be resolved?
Retirement
- Saving for retirement?
-
What are your options? Will your employer help? Have you started yet?
- How much to save?
-
What sized ‘pot’ will you need and how can you achieve it?
- Fingers crossed?
-
Not saving? Hoping “something will turn up”? Should you bet on it?
- Retiring soon?
-
What will you get? What choices are there? What is an annuity?
Business
- Protecting business interests?
-
An owner or Key Person dies or falls ill: what are the consequences?
- What new legislation?
-
Compulsory pension contributions will impact on your business: How? What can you do?
- Employee benefits?
-
Advantage or burden? Are employee benefits effective in your company?
- Group pensions?
-
Have you got one? Is it well serviced? Why does it matter?
Welcome
Now you can enjoy fresh, insightful independent financial planning keeping up with your changing thoughts and needs
Services
A friendly and informal appraisal of your situation and a structured, guiding approach to all of your future needs
Find out more